3 Hours – 3 Possible Pool Service Insurance Claims
I chuckle when I hear a pool service tech at a trade show mention that he doesn’t need general liability insurance because (1) he’s been in the business a long time, (2) he knows his stuff and (3) has never had a claim. I received the following calls this morning between 9:00am and 11:30am:
(1) A child developed an ear infection, commonly known as “swimmer’s ear” and the parent thinks the pool tech is responsible;
(2) A boy cut his hand while running it across concrete coping at a commercial pool. The cut required two stiches and the parents want either the property manager or the pool tech to pay the doctor’s bill;
(3) A pool tech was served with a lawsuit in connection with a job he referred to another contractor.
In each of these instances the pool tech (1) has been in the business a long time, (2) knows his stuff and (3) never had a prior claim. Each is thankful, nevertheless, that he carries general liability insurance covering his swimming pool service business.